/* =========================================================
   Finance Group Path — main stylesheet
   Palette: terracotta + slate + warm cream + sage
   Style: editorial, magazine-like, serif display type
   ========================================================= */
:root {
  --fg-terra: #c2553b;
  --fg-terra-dark: #a3432c;
  --fg-terra-soft: #f6e2da;
  --fg-slate: #1f2a37;
  --fg-slate-2: #2c3a4b;
  --fg-sage: #7d9a7e;
  --fg-sage-soft: #e6eee5;
  --fg-cream: #fbf5ee;
  --fg-sand: #f2e9dd;
  --fg-text: #26303b;
  --fg-muted: #6a6f76;
  --fg-line: #e7dccd;
  --fg-shadow: 0 26px 50px -32px rgba(31, 42, 55, .55);
  --fg-font-head: "Fraunces", Georgia, serif;
  --fg-font-body: "Karla", "Segoe UI", Arial, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
html, body { overflow-x: clip; }
body { font-family: var(--fg-font-body); color: var(--fg-text); background: var(--fg-cream); line-height: 1.75; font-size: 1.05rem; }
h1, h2, h3, h4, h5 { font-family: var(--fg-font-head); font-weight: 600; color: var(--fg-slate); line-height: 1.15; letter-spacing: -.01em; }
a { color: var(--fg-terra); text-decoration: none; transition: color .2s ease; }
a:hover { color: var(--fg-slate); }
::selection { background: var(--fg-terra); color: #fff; }

.section { padding: 110px 0; }
.section-sm { padding: 70px 0; }
.bg-sand { background: var(--fg-sand); }
.bg-white { background: #fff !important; }
.bg-slate { background: var(--fg-slate); color: #b9c3cf; }
.bg-slate h2, .bg-slate h3, .bg-slate h4 { color: #fff; }

.kicker { display: inline-block; font-weight: 700; font-size: .78rem; letter-spacing: .2em; text-transform: uppercase; color: var(--fg-terra); margin-bottom: 1rem; }
.kicker::before { content: "— "; }
.bg-slate .kicker { color: #e8a58f; }
.display { font-size: clamp(2.1rem, 4.2vw, 3.4rem); margin-bottom: 1.2rem; }
.display em { font-style: italic; color: var(--fg-terra); font-weight: 500; }
.bg-slate .display em { color: #e8a58f; }
.lede { color: var(--fg-muted); font-size: 1.12rem; }
.bg-slate .lede { color: #b9c3cf; }

/* ---------- Buttons ---------- */
.btn { border-radius: 4px; font-family: var(--fg-font-body); font-weight: 700; padding: .9rem 1.7rem; transition: all .22s ease; letter-spacing: .02em; }
.btn-terra { background: var(--fg-terra); color: #fff; border: 2px solid var(--fg-terra); }
.btn-terra:hover, .btn-terra:focus { background: var(--fg-terra-dark); border-color: var(--fg-terra-dark); color: #fff; }
.btn-slate { background: var(--fg-slate); color: #fff; border: 2px solid var(--fg-slate); }
.btn-slate:hover, .btn-slate:focus { background: var(--fg-terra); border-color: var(--fg-terra); color: #fff; }
.btn-outline { background: transparent; color: var(--fg-slate); border: 2px solid var(--fg-slate); }
.btn-outline:hover { background: var(--fg-slate); color: #fff; }
.btn-outline-light { background: transparent; color: #fff; border: 2px solid rgba(255,255,255,.6); }
.btn-outline-light:hover { background: #fff; color: var(--fg-slate); }
.under-link { font-weight: 700; color: var(--fg-slate); display: inline-flex; align-items: center; gap: .5rem; background-image: linear-gradient(var(--fg-terra), var(--fg-terra)); background-size: 100% 2px; background-repeat: no-repeat; background-position: 0 100%; padding-bottom: 2px; }
.under-link:hover { color: var(--fg-terra); }
.under-link i { transition: transform .2s ease; }
.under-link:hover i { transform: translateX(4px); }

/* ---------- Header ---------- */
.contact-bar { background: var(--fg-sand); color: var(--fg-muted); font-size: .88rem; padding: .55rem 0; border-bottom: 1px solid var(--fg-line); }
.contact-bar a { color: var(--fg-slate); font-weight: 600; }
.contact-bar a:hover { color: var(--fg-terra); }
.contact-bar i { color: var(--fg-terra); margin-right: .4rem; }
.site-header { position: sticky; top: 0; z-index: 1030; background: var(--fg-cream); border-bottom: 1px solid var(--fg-line); transition: box-shadow .25s ease; }
.site-header.scrolled { box-shadow: 0 12px 30px -22px rgba(31,42,55,.5); }
.site-header .navbar { padding: 1.1rem 0; }
.site-header .nav-link { font-weight: 700; color: var(--fg-slate); padding: .4rem .95rem !important; position: relative; }
.site-header .nav-link:hover { color: var(--fg-terra); }
.site-header .nav-link.active { color: var(--fg-terra); }
.site-header .nav-link.active::before { content: ""; position: absolute; left: 50%; top: -6px; width: 6px; height: 6px; border-radius: 50%; background: var(--fg-terra); transform: translateX(-50%); }
.site-header .navbar-toggler { border: 2px solid var(--fg-slate); border-radius: 4px; }
.site-header .navbar-toggler:focus { box-shadow: 0 0 0 .2rem rgba(194,85,59,.3); }

/* Logo — one line, one style */
.brand-logo { display: inline-flex; align-items: center; gap: .55rem; white-space: nowrap; font-family: var(--fg-font-head); font-weight: 600; font-size: 1.55rem; line-height: 1; color: var(--fg-slate) !important; }
.brand-logo .logo-dot { width: 38px; height: 38px; flex: 0 0 38px; border-radius: 50% 50% 50% 4px; background: var(--fg-terra); color: #fff; display: grid; place-items: center; font-size: 1.05rem; }
.footer .brand-logo { color: #fff !important; }

/* ---------- Split hero ---------- */
.hero-split { display: flex; min-height: 640px; background: var(--fg-cream); }
.hero-split .copy { flex: 0 0 52%; display: flex; align-items: center; padding: 90px 60px 90px max(24px, calc((100vw - 1320px) / 2 + 12px)); }
.hero-split .copy-inner { max-width: 600px; }
.hero-split h1 { font-size: clamp(2.6rem, 5vw, 4.4rem); margin-bottom: 1.4rem; }
.hero-split h1 em { font-style: italic; font-weight: 500; color: var(--fg-terra); }
.hero-split .lede { max-width: 520px; }
.hero-split .media { flex: 1; position: relative; min-height: 420px; background: linear-gradient(135deg, var(--fg-terra-soft), var(--fg-sage-soft)); border-bottom-left-radius: 140px; overflow: hidden; }
.hero-split .media img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.hero-split .media img.img-missing { visibility: hidden; }
.hero-note { position: absolute; left: 32px; bottom: 32px; z-index: 2; background: var(--fg-cream); border-radius: 4px 24px 24px 24px; padding: 1.1rem 1.3rem; max-width: 300px; box-shadow: var(--fg-shadow); display: flex; gap: .8rem; align-items: center; font-weight: 700; color: var(--fg-slate); line-height: 1.35; }
.hero-note i { width: 44px; height: 44px; flex: 0 0 44px; border-radius: 50%; background: var(--fg-sage); color: #fff; display: grid; place-items: center; font-size: 1.2rem; }
.hero-tags { display: flex; flex-wrap: wrap; gap: .6rem; margin-top: 2.2rem; }
.hero-tags span { border: 1px solid var(--fg-line); background: #fff; border-radius: 50px; padding: .4rem 1rem; font-weight: 600; font-size: .92rem; }
.hero-tags i { color: var(--fg-sage); margin-right: .3rem; }

/* ---------- Statement band ---------- */
.statement { padding: 90px 0; text-align: center; background: var(--fg-slate); color: #d6dee7; }
.statement p { font-family: var(--fg-font-head); font-size: clamp(1.6rem, 3vw, 2.4rem); line-height: 1.35; max-width: 920px; margin: 0 auto; color: #fff; font-weight: 400; }
.statement p em { color: #e8a58f; }
.statement .sig { margin-top: 1.4rem; font-size: .8rem; letter-spacing: .2em; text-transform: uppercase; color: #9aa7b6; font-weight: 700; }

/* ---------- Page header ---------- */
.page-head { background: var(--fg-sand); padding: 0; border-bottom: 1px solid var(--fg-line); }
.page-head .row { min-height: 340px; }
.page-head .txt { padding: 70px 40px 70px 0; }
.page-head h1 { font-size: clamp(2.2rem, 4.5vw, 3.6rem); margin-bottom: .8rem; }
.page-head p { color: var(--fg-muted); font-size: 1.1rem; margin: 0; max-width: 560px; }
.page-head .crumb { font-weight: 700; font-size: .85rem; letter-spacing: .12em; text-transform: uppercase; margin-bottom: 1rem; color: var(--fg-muted); }
.page-head .crumb a { color: var(--fg-terra); }
.page-head .crumb span { margin: 0 .5rem; }
.page-head .pic { height: 100%; min-height: 300px; border-bottom-left-radius: 120px; overflow: hidden; position: relative; background: linear-gradient(135deg, var(--fg-terra-soft), var(--fg-sage-soft)); }
.page-head .pic img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.page-head .pic img.img-missing { visibility: hidden; }

/* ---------- Photos ---------- */
.photo { position: relative; overflow: hidden; background: linear-gradient(135deg, var(--fg-terra-soft), var(--fg-sage-soft)); }
.photo img { width: 100%; height: 100%; object-fit: cover; display: block; transition: transform .6s ease; }
.photo img.img-missing { visibility: hidden; }
.shape-a { border-radius: 4px 80px 4px 80px; }
.shape-b { border-radius: 80px 4px 80px 4px; }
.shape-c { border-radius: 50% 50% 4px 4px; }
.shape-d { border-radius: 16px; }

/* ---------- Service cards (horizontal) ---------- */
.svc-row { background: #fff; border: 1px solid var(--fg-line); border-radius: 4px 28px 4px 28px; overflow: hidden; height: 100%; display: flex; transition: transform .3s ease, box-shadow .3s ease; }
.svc-row:hover { transform: translateY(-5px); box-shadow: var(--fg-shadow); }
.svc-row:hover .photo img { transform: scale(1.06); }
.svc-row .photo { flex: 0 0 42%; min-height: 260px; }
.svc-row .body { padding: 1.8rem 1.8rem 1.9rem; display: flex; flex-direction: column; }
.svc-row .num { font-family: var(--fg-font-head); font-style: italic; color: var(--fg-terra); font-size: 1.05rem; margin-bottom: .3rem; }
.svc-row h3 { font-size: 1.5rem; margin-bottom: .7rem; }
.svc-row p { color: var(--fg-muted); flex: 1; margin-bottom: 1.3rem; font-size: 1rem; }
.svc-row .btn { align-self: flex-start; padding: .7rem 1.3rem; }

/* ---------- About collage ---------- */
.collage { display: grid; grid-template-columns: 1.2fr 1fr; grid-template-rows: auto auto; gap: 16px; }
.collage .photo.c1 { grid-row: span 2; min-height: 460px; }
.collage .photo.c2 { aspect-ratio: 1 / 1; }
.collage .note { background: var(--fg-terra); color: #fff; border-radius: 4px 40px 4px 40px; padding: 1.5rem; display: flex; flex-direction: column; justify-content: center; font-family: var(--fg-font-head); font-size: 1.25rem; line-height: 1.35; }
.collage .note i { font-size: 1.8rem; margin-bottom: .5rem; color: var(--fg-terra-soft); }
.list-check { list-style: none; padding: 0; margin: 1.5rem 0 2rem; }
.list-check li { padding: .7rem 0 .7rem 2.2rem; border-top: 1px solid var(--fg-line); position: relative; font-weight: 600; }
.list-check li:last-child { border-bottom: 1px solid var(--fg-line); }
.list-check li::before { content: "\F26B"; font-family: "bootstrap-icons"; position: absolute; left: 0; top: .65rem; color: var(--fg-sage); font-size: 1.25rem; }

/* ---------- Why (numbered words) ---------- */
.reason { border-top: 2px solid rgba(255,255,255,.15); padding-top: 1.6rem; height: 100%; }
.reason .no { font-family: var(--fg-font-head); font-style: italic; font-size: 3rem; color: #e8a58f; line-height: 1; }
.reason h3 { font-size: 1.4rem; margin: .8rem 0 .5rem; }
.reason p { color: #b9c3cf; margin: 0; }

/* ---------- Process ---------- */
.process-line { position: relative; }
.process-item { position: relative; padding-left: 4.2rem; margin-bottom: 2.4rem; }
.process-item:last-child { margin-bottom: 0; }
.process-item::before { content: ""; position: absolute; left: 22px; top: 50px; bottom: -2.4rem; width: 2px; background: var(--fg-line); }
.process-item:last-child::before { display: none; }
.process-item .dot { position: absolute; left: 0; top: 0; width: 46px; height: 46px; border-radius: 50%; background: var(--fg-terra); color: #fff; display: grid; place-items: center; font-family: var(--fg-font-head); font-weight: 600; font-size: 1.1rem; }
.process-item h3 { font-size: 1.35rem; margin-bottom: .3rem; }
.process-item p { margin: 0; color: var(--fg-muted); }

/* ---------- Testimonials ---------- */
.voice-card { background: #fff; border: 1px solid var(--fg-line); border-radius: 4px 32px 4px 32px; padding: 2.2rem; height: 100%; display: flex; flex-direction: column; }
.voice-card .mark-q { font-family: var(--fg-font-head); font-size: 4rem; line-height: .6; color: var(--fg-terra); height: 2rem; }
.voice-card p { font-family: var(--fg-font-head); font-size: 1.15rem; line-height: 1.55; color: var(--fg-slate); flex: 1; margin: .8rem 0 1.4rem; }
.voice-card .who { font-weight: 700; color: var(--fg-terra); display: flex; align-items: center; gap: .6rem; }
.voice-card .who::before { content: ""; width: 26px; height: 2px; background: var(--fg-sage); }
.voice-card.tint { background: var(--fg-sage-soft); border-color: transparent; }
.voice-card.dark { background: var(--fg-slate); border-color: transparent; }
.voice-card.dark p { color: #fff; }
.voice-card.dark .who { color: #e8a58f; }

/* ---------- Blog list (horizontal) ---------- */
.post-line { display: flex; gap: 2rem; align-items: center; padding: 1.8rem 0; border-top: 1px solid var(--fg-line); }
.post-line:last-child { border-bottom: 1px solid var(--fg-line); }
.post-line .photo { flex: 0 0 34%; aspect-ratio: 4 / 3; }
.post-line:hover .photo img { transform: scale(1.05); }
.post-line .idx { font-family: var(--fg-font-head); font-style: italic; color: var(--fg-terra); font-size: 1.1rem; }
.post-line h3 { font-size: 1.7rem; margin: .3rem 0 .7rem; }
.post-line h3 a { color: var(--fg-slate); }
.post-line h3 a:hover { color: var(--fg-terra); }
.post-line p { color: var(--fg-muted); }

.article-hero { aspect-ratio: 16 / 8; margin-bottom: 2.6rem; }
.article { font-size: 1.12rem; }
.article p { margin-bottom: 1.5rem; color: #333c47; }
.article p:first-child::first-letter { float: left; font-family: var(--fg-font-head); font-size: 4.2rem; line-height: .82; padding: .45rem .6rem 0 0; color: var(--fg-terra); font-weight: 600; }
.article h2 { font-size: 1.9rem; margin: 2.4rem 0 1rem; }
.article .pullquote { font-family: var(--fg-font-head); font-style: italic; font-size: 1.5rem; line-height: 1.4; color: var(--fg-slate); border-left: 4px solid var(--fg-terra); padding: .4rem 0 .4rem 1.4rem; margin: 2.2rem 0; }
.aside { background: #fff; border: 1px solid var(--fg-line); border-radius: 4px 24px 4px 24px; padding: 1.8rem; margin-bottom: 1.6rem; }
.aside h3 { font-size: 1.25rem; margin-bottom: 1rem; }
.aside-post { display: flex; gap: .9rem; align-items: center; padding: .75rem 0; border-top: 1px solid var(--fg-line); }
.aside-post:first-of-type { border-top: 0; padding-top: 0; }
.aside-post .photo { width: 82px; height: 66px; flex: 0 0 82px; border-radius: 4px 14px 4px 14px; }
.aside-post a { font-family: var(--fg-font-head); font-weight: 600; color: var(--fg-slate); line-height: 1.3; }
.aside-post a:hover { color: var(--fg-terra); }
.aside ul { list-style: none; padding: 0; margin: 0; }
.aside ul a { display: flex; justify-content: space-between; align-items: center; padding: .6rem 0; border-top: 1px solid var(--fg-line); color: var(--fg-text); font-weight: 600; }
.aside ul li:first-child a { border-top: 0; }
.aside ul a:hover { color: var(--fg-terra); }
.aside.terra { background: var(--fg-terra); border-color: var(--fg-terra); color: #fbe4dc; }
.aside.terra h3 { color: #fff; }
.article-nav { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 1rem; margin-top: 2.6rem; padding-top: 1.6rem; border-top: 1px solid var(--fg-line); }

/* ---------- FAQ ---------- */
.faq-fg .accordion-item { background: transparent; border: 0; border-top: 1px solid var(--fg-line); border-radius: 0 !important; }
.faq-fg .accordion-item:last-child { border-bottom: 1px solid var(--fg-line); }
.faq-fg .accordion-button { background: transparent; font-family: var(--fg-font-head); font-weight: 600; font-size: 1.2rem; color: var(--fg-slate); padding: 1.3rem 0; box-shadow: none; }
.faq-fg .accordion-button:not(.collapsed) { color: var(--fg-terra); }
.faq-fg .accordion-button:focus { box-shadow: none; outline: 2px solid rgba(194,85,59,.35); outline-offset: 2px; }
.faq-fg .accordion-body { padding: 0 0 1.4rem; color: var(--fg-muted); }

/* ---------- Newsletter ---------- */
.news-wrap { background: var(--fg-sage-soft); border-radius: 4px 60px 4px 60px; overflow: hidden; }
.news-wrap .photo { height: 100%; min-height: 300px; }
.news-wrap .inner { padding: 3.2rem; }
.news-wrap .form-control { border: 2px solid var(--fg-slate); border-radius: 4px; padding: .9rem 1.1rem; background: #fff; }

/* ---------- CTA ---------- */
.cta-band { position: relative; border-radius: 4px 60px 4px 60px; overflow: hidden; padding: 4.4rem 3rem; background-color: var(--fg-slate); background-size: cover; background-position: center; color: #e7ecf1; }
.cta-band::before { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(31,42,55,.94) 0%, rgba(31,42,55,.75) 60%, rgba(194,85,59,.55) 100%); }
.cta-band > * { position: relative; }
.cta-band h2 { color: #fff; }
.cta-band h2 em { color: #e8a58f; }

/* ---------- Forms ---------- */
.form-shell { background: #fff; border: 1px solid var(--fg-line); border-radius: 4px 32px 4px 32px; padding: 2.6rem; box-shadow: var(--fg-shadow); }
.form-label { font-weight: 700; color: var(--fg-slate); font-size: .95rem; }
.form-control, .form-select { border-radius: 4px; border: 1.5px solid var(--fg-line); padding: .8rem 1rem; background-color: var(--fg-cream); }
.form-control:focus, .form-select:focus { border-color: var(--fg-terra); box-shadow: 0 0 0 .22rem rgba(194,85,59,.15); background-color: #fff; }
.form-check-input:checked { background-color: var(--fg-terra); border-color: var(--fg-terra); }
.form-check-input:focus { box-shadow: 0 0 0 .2rem rgba(194,85,59,.2); }
.hp-field { position: absolute !important; left: -9999px !important; width: 1px; height: 1px; overflow: hidden; }
.form-status { display: none; margin-top: 1rem; border-radius: 4px; padding: .9rem 1.1rem; font-weight: 600; border-left: 4px solid; }
.form-status.show { display: block; }
.form-status.success { background: var(--fg-sage-soft); color: #3c5a3e; border-color: var(--fg-sage); }
.form-status.error { background: var(--fg-terra-soft); color: #8d321e; border-color: var(--fg-terra); }
.btn .spinner-border { width: 1rem; height: 1rem; border-width: .15em; margin-right: .4rem; }

.contact-line { display: flex; gap: 1.1rem; padding: 1.4rem 0; border-top: 1px solid var(--fg-line); }
.contact-line:last-of-type { border-bottom: 1px solid var(--fg-line); }
.contact-line i { width: 52px; height: 52px; flex: 0 0 52px; border-radius: 50% 50% 50% 4px; background: var(--fg-terra-soft); color: var(--fg-terra); display: grid; place-items: center; font-size: 1.3rem; }
.contact-line h3 { font-size: 1.15rem; margin-bottom: .15rem; }
.contact-line p, .contact-line a { margin: 0; color: var(--fg-muted); font-weight: 600; overflow-wrap: anywhere; }
.contact-line a:hover { color: var(--fg-terra); }
.map-shape { border-radius: 4px 60px 4px 60px; overflow: hidden; line-height: 0; border: 1px solid var(--fg-line); }
.map-shape iframe { width: 100%; height: 420px; border: 0; }

/* ---------- Values ---------- */
.value-tile { padding: 2rem 1.6rem; border-left: 3px solid var(--fg-terra); background: #fff; height: 100%; }
.value-tile:nth-child(even), .col-lg-3:nth-child(even) .value-tile { border-left-color: var(--fg-sage); }
.value-tile i { font-size: 1.8rem; color: var(--fg-terra); }
.value-tile h3 { font-size: 1.35rem; margin: .8rem 0 .4rem; }
.value-tile p { margin: 0; color: var(--fg-muted); }

/* ---------- Legal ---------- */
.legal-body { background: #fff; border: 1px solid var(--fg-line); border-radius: 4px 32px 4px 32px; padding: 3.2rem; }
.legal-body h2 { font-size: 1.55rem; margin: 2.4rem 0 .8rem; }
.legal-body h2:first-child { margin-top: 0; }
.legal-body p, .legal-body li { color: #3a434e; }
.legal-toc { position: sticky; top: 110px; }
.legal-toc a { display: block; padding: .5rem 0; border-top: 1px solid var(--fg-line); color: var(--fg-muted); font-weight: 600; font-size: .95rem; }
.legal-toc a:hover { color: var(--fg-terra); }

/* ---------- Footer ---------- */
.footer { background: var(--fg-slate); color: #a7b2bf; padding: 90px 0 0; font-size: .98rem; }
.footer h4 { color: #fff; font-size: 1.25rem; margin-bottom: 1.3rem; }
.footer a { color: #dbe2ea; }
.footer a:hover { color: #e8a58f; }
.footer ul { list-style: none; padding: 0; margin: 0; }
.footer ul li { margin-bottom: .6rem; }
.footer .cl { display: flex; gap: .7rem; }
.footer .cl i { color: #e8a58f; }
.footer .form-control { background: rgba(255,255,255,.06); border-color: rgba(255,255,255,.16); color: #fff; }
.footer .form-control::placeholder { color: #8795a5; }
.footer .form-control:focus { background: rgba(255,255,255,.1); }
.footer .form-status.success { background: rgba(125,154,126,.2); color: #cfe3cf; border-color: var(--fg-sage); }
.footer .form-status.error { background: rgba(194,85,59,.2); color: #f6c9bb; border-color: var(--fg-terra); }
.footer .big-name { font-family: var(--fg-font-head); font-size: clamp(2.6rem, 8vw, 6.5rem); color: rgba(255,255,255,.05); line-height: 1; white-space: nowrap; overflow: hidden; margin-top: 50px; user-select: none; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.1); padding: 1.4rem 0; font-size: .9rem; }

.back-top { position: fixed; right: 22px; bottom: 22px; width: 48px; height: 48px; border-radius: 50% 50% 50% 4px; border: 0; background: var(--fg-terra); color: #fff; font-size: 1.2rem; display: grid; place-items: center; box-shadow: var(--fg-shadow); opacity: 0; visibility: hidden; transition: all .3s ease; z-index: 1000; }
.back-top.show { opacity: 1; visibility: visible; }
.back-top:hover { background: var(--fg-slate); }

.reveal-up { opacity: 0; transform: translateY(28px); transition: opacity .8s ease, transform .8s ease; }
.reveal-up.shown { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) { .reveal-up { opacity: 1; transform: none; transition: none; } html { scroll-behavior: auto; } }

/* ---------- Responsive ---------- */
@media (max-width: 1199.98px) {
  .svc-row { flex-direction: column; }
  .svc-row .photo { flex: none; min-height: 0; aspect-ratio: 16 / 9; }
}
@media (max-width: 991.98px) {
  .section { padding: 80px 0; }
  .hero-split { flex-direction: column; min-height: 0; }
  .hero-split .copy { padding: 60px 24px; }
  .hero-split .media { min-height: 360px; border-bottom-left-radius: 0; border-top-left-radius: 90px; }
  .site-header .navbar-collapse { padding: 1rem 0; }
  .site-header .nav-link.active::before { display: none; }
  .page-head .txt { padding: 50px 0 30px; }
  .page-head .pic { border-radius: 0 0 0 80px; min-height: 240px; margin: 0 -12px; }
  .post-line { flex-direction: column; align-items: stretch; }
  .post-line .photo { flex: none; }
  .news-wrap .inner, .cta-band { padding: 2.4rem 1.6rem; }
  .legal-toc { position: static; }
}
@media (max-width: 575.98px) {
  .g-5, .gx-5 { --bs-gutter-x: 1.5rem; }
  .brand-logo { font-size: 1.22rem; gap: .45rem; }
  .brand-logo .logo-dot { width: 32px; height: 32px; flex-basis: 32px; font-size: .9rem; }
  .collage { grid-template-columns: 1fr; }
  .collage .photo.c1 { grid-row: auto; min-height: 280px; }
  .form-shell, .legal-body { padding: 1.5rem; }
  .hero-note { left: 16px; right: 16px; bottom: 16px; max-width: none; }
}